{
  "name": "cd-12mo-national-rate",
  "title": "1-Year CD National Average Rate",
  "description": "1-Year CD National Average Rate. Source: FDIC National Rates and Rate Caps. Live current value at https://calcfi.app/rates/history/cd-12mo-national-rate. Cadence: weekly. Unit: percent.",
  "homepage": "https://calcfi.app/rates/history/cd-12mo-national-rate",
  "licenses": [
    {
      "name": "CC-BY-4.0",
      "path": "https://creativecommons.org/licenses/by/4.0/",
      "title": "Creative Commons Attribution 4.0 International"
    }
  ],
  "keywords": [
    "finance",
    "calcfi",
    "deposit-rates",
    "fdic",
    "percent"
  ],
  "sources": [
    {
      "title": "Federal Deposit Insurance Corporation (FDIC)",
      "path": "https://www.fdic.gov/resources/bankers/national-rates/"
    },
    {
      "title": "CalcFi live page",
      "path": "https://calcfi.app/rates/history/cd-12mo-national-rate"
    }
  ],
  "resources": [
    {
      "name": "data",
      "path": "data.csv",
      "format": "csv",
      "mediatype": "text/csv",
      "encoding": "utf-8",
      "schema": {
        "fields": [
          {
            "name": "date",
            "type": "date",
            "format": "%Y-%m-%d",
            "description": "Observation date (YYYY-MM-DD)."
          },
          {
            "name": "value",
            "type": "number",
            "description": "Value as a percent (e.g. 6.36 means 6.36%)."
          },
          {
            "name": "unit",
            "type": "string",
            "description": "Unit of observation (matches manifest)."
          }
        ]
      }
    }
  ],
  "version": "2026-05-19"
}
